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Financial
Counseling Sessions |
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You can request free
and confidential counseling appointments by calling
Community Advantage’s toll-free information
line at 866-MYBANK9. |
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Counseling appointments, either on
the phone or at one of GreenPath’s offices,
include a detailed budget and action plan provided
by the counselor. |
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Credit
When Credit Is Due |
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A 12–lesson comprehensive
financial education program developed by the American
Center for Credit Education. |
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After you complete the course, a
registration card identifies you to lenders as a
graduate of a national standardized credit education
program. |
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Credit
Report Counseling |
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You receive free credit
report counseling. |
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Financial counselors will help you
resolve inaccurate information, understand how bureaus
report information and how to improve your credit
score. |
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If you participate in a debt management
plan, we will provide you with a free credit report,
and all others can obtain a credit report for a
nominal cost. |
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Debt
Management Plan (DMP) |
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If you are having difficulty
paying bills or staying current on credit cards,
you may qualify for this valuable service. |
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Our certified credit professionals
will negotiate with your creditors to: |
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• Reduce fees. •
Stop collection activity. • Reduce interest
accumulation. |
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BudgetSmart |
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You
may download this free budget software by visiting
your bank’s website and clicking on the BudgetSmart
icon. |
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This easy-to-use
software tool uses simple graphics and bar charts
to help you manage money more effectively. |
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The program establishes
a budget, tracks spending and offer tips for improving
areas of overspending. |