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Financial
Counseling Sessions |
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Customers can request
free and confidential counseling appointments by
calling Community Advantage toll-free information
line at 866-MYBANK9. |
|
Counseling appointments, either on
the phone or at one of GreenPath’s offices,
include a detailed budget and action plan provided
by the counselor. |
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Credit
When Credit Is Due |
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A 12–lesson comprehensive
financial education program developed by the American
Center for Credit Education. |
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After students complete the course,
a registration card identifies them to lenders as
a graduate of a national standardized credit education
program. |
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Credit
Report Counseling |
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Customers receive free
credit report counseling. |
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Financial counselors will help customers
resolve inaccurate information, understand how bureaus
report information and how to improve their credit
score. |
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Those participating in a debt management
plan will provide a free credit report, and all
others can obtain a credit report for a nominal
cost. |
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Debt
Management Plan (DMP) |
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Customers who are having
difficulty paying bills or staying current on credit
cards may qualify for this valuable service. |
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Our certified credit professionals
will negotiate with your creditors to: |
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• Reduce fees.
•
Stop collection activity.
• Reduce interest
accumulation. |
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BudgetSmart |
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Customers
may download this free budget software by visiting
their banks website and clicking on the BudgetSmart
icon. |
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This easy-to-use
software tool uses simple graphics and bar charts
to help customers manage money more effectively.
|
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The program establishes
a budget, tracks spending and offer tips for improving
areas of overspending. |
